Mumbai is one of the most excited and populated city in India. It is the financial and commercial capital of India. It is one of the most favorable destinations of education. Students from all over the world come to Mumbai for study as some of the best and well-known institutes are situated in Mumbai.
Mumbai is a city which is actively growing in every aspect. With industrial development, there are so many vacancies for deserving candidates. So it is very easy for students to get their dream job here once they complete their degree.
There are so many well-known Engineering Colleges in Mumbai where students can enroll themselves for highly successful and rewarding careers. There are some Top Colleges in Mumbai which are world known for their quality education. Also, there are some colleges which are not so famous. One should always enroll himself only in Top College to gain an edge over others.
Below are listed some of the Top Colleges in Mumbai:
1- Dwarkadas J. Sanghvi College
2- MH Saboo Siddi K College
3- Thodomal Shahani Engineering College
4- Fr. Conceicao Rodrigues College
5- Watumul Institute of Electronic Engineering and Computer Technology
6- Annasaheb Chudaman Patil College
7- KJ Somaiya College
8- PADMB. Vasantdada Patil Pratishthan’s College
9- Rajiv Gandhi Institute of Tech
10- Atharva College
11- Mahatma Gandhi Mission’s College
12- Manohar Pahalke Memorial Foundation’s Polytechnic
13- Jawahar Education Society’s Annasaheb Chudaman Patil College
14- Mumbai University
15- Watemull Institute of Electrical Engineering
16- VPK Mandal College
17- Rizvi College
18- Pratisthan’s College
19- National Institute of Industrial Engineering
20- St Francis Institute of Technology
Having an Engineering Degree is your ticket to highly rewarding and successful career. It not only helps you in achieving your career goals but also improve your overall personality and leadership skills that is beyond your career.
Almost every business start-up checklist that aspiring entrepreneurs will read, refers to “must know” information about legal issues, money management, sales, marketing and operations. In fact, success as an entrepreneur not only relies on your knowledge and effective execution of these fundamentals, but also requires a constant commitment to keep growing and gaining knowledge in these areas. Fortunately, there are many resources available for small businesses in the form of professional services or public agencies available to help us augment our own skills in these areas at affordable rates. As we busy ourselves getting on top of these business-technical skills to manage day-to-day operations, it doesn’t take long for us to realize that these skills, although essential, might not be enough to make your business start-up succeed.
What could be missing? Maybe it is that other, less talked about, business start-up check list – the one that speaks to the actual success behaviors necessary to run and grow your new business. Skills or traits such as judgment, confidence, agility, and creativity are some of the critical intangibles that are hard to measure, next to impossible to farm out but critical for start-up business success. For most of us it’s relatively easy to look at the numbers and know if cash flow is good or bad or to look at a marketing plan and say if it worked or not. On the other hand, however, it might be hard for many of us to own up to having limited knowledge or weakness especially if we are fearful that admission might force us to shelve our dreams of business ownership. The fact is, we can significantly enhance our chances of new business success if we take the time to inventory our skill set and put strategies in place to enhance those skills we can and seek help and support where we struggle.
For most of us, much of this self discovery will take place once your start-up is in motion. In other words, we will learn on the job. Our hope, of course, is that it will happen early enough to avoid serious consequences. However, with a little bit of introspection and honest evaluation of our preferences or behaviors, we can actually examine our own tendencies and put corrective actions in place early.
The following simple assessment, albeit non-scientific, is one way to take inventory of our abilities in some of the required non-business-technical areas. It is based on the well accepted principle which has been used successfully in the job interview for years – that past behavior is the best indicator of future behavior.
Create a spreadsheet with five columns and label them as follows:
Column 1 – Skill or Trait – List the following 20 traits that are generally regarded as new business start-up skills. Feel free to add others you know to be important.
i. Agility
ii. Confidence
iii. Courage
iv. Creativity
v. Decisiveness
vi. Self discipline
vii. Good judgment
viii. Flexibility
ix. Hard Worker
x. Leadership
xi. Multitask effectively
xii. Networking ability
xiii. Objectivity
xiv. Openness to new ideas
xv. Political Savvy
xvi. Resilience
xvii. Self-starter
xviii. Interpersonal skills
xix. Risk tolerance
xx. Visionary
Column 2 – Rating: On a scale of 1-10, rate yourself on each of these entrepreneurial traits – with “1″ meaning you have concerns about your strengths and “10″ meaning you have confidence your skills are strong in this area.
Column 3 – Example: Identify the best example in your past that demonstrates your strength with regard to the entrepreneurial trait or skill in question.
Column 4 – Strategy – Define a plan of action to address your shortcomings in any entrepreneurial trait where your self score is less than a 6 – especially if you consider it important to your start-up business.
Column 5 – Sensitivity – To help focus and prioritize your efforts, rank the entrepreneurial skills and traits based on their relative significance to your business. For example if you sell widgets via the internet, interpersonal business skills, which are always important, might be less significant than agility to keep up with internet marketing trends. On the other hand if you run an in home day care, agility within very stringent government regulations might be a little harder and so you might choose to focus on your networking abilities to keep and gain new customers.
Column 3 is quite possibly the most important. It forces us as entrepreneurs to not just say how good we are, but to actually identify specific examples to demonstrate how we have acted in the past. If you have scored yourself with a high rating (6 or higher) and cannot identify great examples in your past to support that ranking – you might need to rethink your self rated scores.
Once you have completed the exercise yourself, ask someone whose opinion you value or potential business partners to complete a similar chart with their observations about you and each other. Comparing the results should give you a good idea of skills you have mastered and those which are potential weak areas you might need to address to improve you or your team’s chance of success. Brainstorm potential solutions and be open to the fact that it might come in many forms. One entrepreneur might choose to join business clusters to share ideas another could decide to create a board of advisors. No one path will fit everyone or every business model.
Facing our fears head on will significantly improve our chances of business start-up success. The last thing we want as our businesses begin to grow is to find out that our skills bank is close to running on empty and doing this personal inventory is long overdue and. Begin taking stock of your entrepreneurial skills today!
AmerUS Life Insurance Company has been a leading provider in life insurance policies in the United States. Their main website lets customers know that the company started in the year 1896 when it was founded as a Central Life Assurance Company. Although the company itself did not grow much from the start, through the span of the years it got the people needed to operate correctly and be successful at becoming a primary life insurance company in the United States. It was not until the year 1996 that the company actually acquired the name AmerUS Life Insurance Company and at that time they actually started to organize as a stock insurance company.
Things continue to grow and after the year 2000 they acquired Indianapolis Life Insurance and finally closed the year with an estimated $21.5 billion in assets. The big news about AmerUS took place in the year 2006 where AmerUS and Aviva Corporation signed an agreement under which Aviva acquired them and paid $69 per share in cash. This meant that all their operations would be combined and the business would have their headquarters in Des Moines, Iowa.
Life insurance in the United States is just starting to be a big thing. In the past nobody thought that life insurance was the right thing to get, and some people actually thought that it would be a waste of money to buy. With present events such as 9/11, Americans have come to their senses and have actually realized that accidents can happen to anyone at anytime and for that reason it is always better to be prepared.
With the market for life insurance increasing, it is not a surprise that more and more life insurance companies are being created. With so many companies it is hard to know which one of them is the best one for you. That is why a customer must always try and shop around either online or in person. If you locate a company that you think might be the one and when you compare its price to other companies you find that it’s not that expensive, and then you will feel much confident in signing with them.
When you try to log into the main website for AmerUS you will be directed to a letter from the Aviva Life Insurance Company. Since both of the companies combined and are being run under Aviva’s name it is important to know about them. Aviva is the world’s fifth largest insurance group and it is the biggest provider of life insurance in the United Kingdom. The company is huge and it employs about 58,000 people that serve an estimated 35 million customers around the globe. They are one of the strongest life insurance and long term service Product Company with assets of over $600 billion and more than $65 billion in sales. The company itself is based in London, England and its history can be traced back to the year 1696. This means that the company is over 300 years old and for this reason it has the recognition and world fame that not many other can claim.
AmerUs Life Insurance Company (now called Aviva Life and Annuity Company) offers many life insurance products that can help someone establish financial security for the future in case of an unexpected death. Some of the products offered by this company in the United States are Indexed Life Insurance, Universal Life Insurance, Single Premium Life, Indexed Survivor Universal Life, Level Premium Term Insurance and Excess Interest Whole Life Insurance.
Indexed Life Insurance: This type of life insurance allows people to have flexible payment options and death benefits. What is good about this type of policy is that it provides cash value accumulation based on how leading market indices grow. It is also good to note that this type of policy also protects the policy from the risks of a downside market and a drop in the indices. If you purchase what Aviva calls the “no Lapse Guarantee Rider” on your “Advantage Builder” part of the policy, the death benefit in the policy can be extended to the entire life of the person insured.
Universal Life Insurance: This type of life insurance is a very common type of permanent life insurance in the American market. This type of policy will actually specify the amount a beneficiary to the policy gets within certain minimum and maximum limits. This will allow the policy holder to actually buy the amount of life insurance that he or she prefers.
Single Premium Life: This type of policy is unique in that the person will only pay a single one time premium for a death benefit that will actually last a lifetime. This is primarily designed for individuals that have savings or that need cash when they have an emergency.
Indexed Survivor Universal Life: This type of life insurance company is one in which two lives are insured (more than likely a couple) and pays the benefit after the second person dies. In other words, if a husband dies before his wife; the policy will not be reimbursed to the beneficiary. It also has the potential to accumulate cash value that in the end will be given to the beneficiary after both people in the policy die.
Level Premium Term Insurance: Perhaps the most famous type of life insurance in the United States because it is not permanent. This type of insurance simply allows a policy holder to have protection for a specified period of time. In AmerUS (now Aviva) people can purchase 10, 15, 20 or 30 year term policies based on the needs that they have. This type of policy does not accrue cash value, but it will pay the beneficiary the amount that the policy holder purchases in case of the policy holder’s death.
Excess Interest Whole Life Insurance: There products are made to ensure that professionals, business owners, individuals and executives get what they need from the life insurance industry. What this type of policy does is give you fixed premiums and guarantees you death benefits.
As you can see AmerUS has gone far beyond what many life insurance companies have achieved. With the joint help of Aviva of North America, these two companies have taken the life insurance market in the United States to a whole new level. To decide if AmerUS and Aviva may be a good life insurance choice for your needs then be sure and carefully research your options with a licensed Aviva life insurance agent.